CD Rates Today: February 11, 2026 – Earn As Much As 4.94%

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Today’s CD rates for February 10, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

‘Rates will continue to trend lower.’ Is it time to lock in a CD, with some still offering 4%-and-higher APYs?

5 pros offer their certificate of deposit predictions for February — and beyond ...