When you refinance student loans, you're taking out a new private student loan to replace your existing student loans. It can ...

Student loan refinance rates have held steady over the last week. As of November 13, 2025, student loan refinance lenders are offering fixed rates as low as 3.99% APR and variable rates starting as ...

And as rates decline, refinancing activity rises: Refinance applications rose 111% compared to the same week last year, according to the latest Mortgage Bankers Association’s weekly application survey ...