Our opinions are our own. Credit cards can be an effective tool to build credit whether you’re just starting out or seeking a second chance, but they aren't always easy to get. Options may be ...

Kevin O’Leary warns Millennials about credit card traps — yet agrees you need at least one to build credit. Here’s his ...

Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

Using a secured credit card responsibly now can help you build credit and qualify for a more rewarding card later.

Moving from a secured card to a standard unsecured credit cards account is referred to as graduation. Issuers generally begin ...

Improve your credit score by paying on time, keeping debt low, maintaining old accounts, limiting new applications, and ...

There's no one-size-fits-all credit card, but options for different types of people — whether you're a foodie, road warrior, traveler, student or someone looking to build credit. A little ...

If you don’t have much or any credit history, you could be counted among the credit invisible or the unscorable. That doesn’t ...

The process of building credit is often described as a catch-22, because you already need credit to get approved for credit products like a credit card. Some credit products provide consumers with ...

Credit cards are incredibly useful and deserve a spot in your wallet. But only using credit cards to buy everything can be a ...

A personal loan can be a great way for some people to improve their credit scores. However, if you struggle to make payments you could harm your score.