A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

Having no or minimal credit history means you don’t have a credit score at all. This is different from having a low credit score, which can stem from having negative information on your credit reports ...

Making major financial purchases, like buying a house or a car, can typically only be done if your credit history is in good shape. Your credit history shapes your financial opportunities, and if it's ...

Having no credit history typically means you don't have a credit score at all. This is different from having a low credit score, which can stem from having limited credit history or negative reporting ...