The CEO of VantageScore explains how the average credit score is masking some financial stress and gives the outlook for consumer credit in 2026.

How many Americans have a perfect 850 credit score? In many sports, it's possible to play a game that can be counted as "perfect." Knock down 120 pins with 12 bowls in 10-pin bowling and you've bowled ...

Learn how judgmental credit analysis influences bank lending decisions, focusing on lender judgment rather than credit scores. Ideal for small banks' credit evaluations.

In many sports, it's possible to play a game that can be counted as "perfect." Knock down 120 pins with 12 bowls in 10-pin bowling and you've bowled a perfect game. Retire all 27 batters without ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

Colin Beresford is a writer and editor experienced in helping people make the best decisions with their money, whether it's buying a car or taking on a loan. He has written for Bloomberg, The ...

How many Americans have a perfect 850 credit score? Holographic icons showing what a credit score can access hovers a person’s hands. In many sports, it’s possible to play a game that can be counted ...