Finding a personal loan can be more difficult if you have poor credit.

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Some parents try to help their kids build credit before they're old enough to take out credit cards. However, one Redditor in the Personal Finance subreddit wasn't convinced. The individual said that ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Amber Barkley is a writer and editor with over 10 years of experience in topics ranging from personal finance to marketing analytics to fiction. She found her niche in personal finance in 2022, when ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Some parents try to help their kids build credit before ...