Many Americans may be unnecessarily talking themselves out of homeownership. Thirty-seven percent of nonhomeowners say not having enough saved for a down payment is holding them back from ...

Forbes contributors publish independent expert analyses and insights. Terri Williams is a journalist covering housing trends. If you plan on buying a house, you often need to make a 20% down payment.

Forbes contributors publish independent expert analyses and insights. Terri Williams is a journalist covering housing trends. A 20% down payment has long been the gold standard when buying a home, ...

When you have extra cash to put toward a home purchase, deciding between buying mortgage points or making a larger down payment can affect your monthly payment, long-term interest costs and overall ...