When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...

Whether interest rates are rising or falling, a high credit score consistently places you in the lowest-risk category in ...

What is a good credit score? Here’s what experts say - Having a good credit score opens the door for lower interest rates on ...

The best personal loans for good credit are from providers like SoFi, LightStream and Achieve that offer low APRs and rate discounts ...

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

You can get a car loan with a low credit score, but the best rates are reserved for borrowers with high scores ...

Addressing debt directly, even though it may be uncomfortable, is one of the most effective ways to regain control. This might include applying for a consolidation loan, following a structured ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.

You’re more likely to find rates below 5.00% when you have a higher credit score ...