Helocs offer more flexibility, but personal loans have looser eligibility requirements ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

To determine which personal loans are the best, CNBC Select analyzed dozens of U.S. personal loans offered by both online and brick-and-mortar banks, including large credit unions, that come with no ...

Business loans typically have higher funding amounts and better rates, but newer business might not qualify ...

Some online lenders, credit unions and banks offer small personal loans of $1,000 or less to cover urgent expenses. This page includes information about these cards, currently unavailable on ...

It may be possible to use personal loans to pay off student loans, though not all lenders allow this. Refinancing federal student loans to a personal loan eliminates access to income-driven repayment ...

Joint loans work in a similar way to individual ones – you borrow a lump sum of money and repay it in fixed monthly ...

Lenders often prioritize a 40% debt-to-income ratio for retirees seeking personal loans. Proving a consistent ability to ...