As of November 17, 2025, the national average for six-month CDs is 1.46%, according to the FDIC. However, there are six-month ...

After the latest Fed rate cut, the best CD rates today are reaching up to 5.11% APY. Take advantage of the yields before they ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Short-term, 6-month certificate of deposit yields are down 29 basis points in the past year to an average of just 1.51% APY, according to the latest government data. But banks and credit unions ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But will the returns justify the loss of access, especially when money ...

The Fed has now cut rates at back-to-back meetings this fall. And odds are, more cuts are coming soon and will continue into 2026. As a result, some banks are already trimming APYs on savings accounts ...

With rate cuts supposedly around the corner, locking in a 6-month certificate of deposit (CD) really doesn't seem like a bad idea. Some banks are still offering around 4.00% APY -- a solid return to ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

Just under 99%. That's the likelihood that the Federal Reserve will reduce interest rates again when it concludes its next meeting on October 29, according to the CME Group's FedWatch tool. Here are ...

CDs are built for times like this. With the Fed officially cutting rates in September (and signaling more cuts on the horizon through 2027), locking in guaranteed returns can feel like a safe harbor.

Miranda Marquit is a staff senior personal finance editor for Buy Side from WSJ. Staff Deputy Personal Finance Editor, Buy Side from WSJ Valerie Morris is a staff deputy personal finance editor at Buy ...