When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...

Federal tax credits come in a number of flavors, including refundable, nonrefundable and partially refundable. Here’s what you should know heading into tax season.

The base rate impacts what banks and lenders charge you when you borrow money - so for example, if you have a mortgage - as ...

Oaktree Capital Management analyzes the "k-shaped economy" and performance dispersion in its 4Q2025 report. View the full ...

One day late on a credit card payment usually won't hurt your credit, but it can still trigger fees and interest. Here's what ...

Insurance companies use opaque algorithms that factor in credit scores, causing premiums to vary by thousands across ...

The Season 2 post-credit scene picks up back with the Brotherhood of Steel in Area 51, which is currently embroiled in a ...

In credit markets, interest rate caps lead to rejected applications, lower credit limits, and tighter underwriting for the highest risk, lowest income borrowers. Why? Because lenders don’t respond to ...

Puerto Rican football players are thrilled that Spanish will resound at the Super Bowl. “The stage is bigger than the N.F.L.

Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit cards.

Politicians are touting “affordability” to describe the current regime of rising prices. However, most lawmakers who claim ...

Whether interest rates are rising or falling, a high credit score consistently places you in the lowest-risk category in ...