Smaller banks in India are offering higher interest rates on fixed deposits that catch the eye. But should you take the ...

3. Laddered Fixed Deposits: Laddering is when you break up your deposits into several FDs with varying maturity times. This ...

A fixed deposit (FD) promises to offer a reliable, consistent, long-term return on investments. This financial tool allows you to deposit a lump sum of money for a fixed period, earning interest ...

Certificate of Deposit or CD is a fixed-income financial instrument governed under the Reserve Bank and India (RBI) issued in a dematerialized form. The amount at payout is assured from the beginning.