point.me reports savvy holiday shoppers can earn travel points by using credit cards strategically during seasonal spending.

1. Always pay on time. Even one late payment can hurt your score. 2. Keep balances low. Using less than 30% of your total credit limit is ideal (under 10% is even better). 3. Limit new credit ...

A quarter of holiday shoppers/travelers usually make a budget for holiday spending but admit they probably won't stick to it.

Want to settle your credit card debt in the new year? Here's what to do now to increase your odds of approval.

Then within relationships, more than half (58%) of Canadians view financial infidelity, such as hiding purchases or debt, as ...

The company highlighted that with more than 60 million members, World of Hyatt is the fastest-growing loyalty program in the ...

Clay Technologies (Clay), a platform that helps tech-enabled businesses set up and fund own-label lending programmes, and Pepper Advantage, a global credit management and technology company, announced ...

When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s ...

For families feeling the strain from delayed paychecks or rising costs, holiday spending can quickly spiral into holiday debt ...

The second choice: Taking a loan from your 401 (k) at a rate of 6.5% would cost you $17,900 over the same period. Typically, ...

The second choice: Taking a loan from your 401 (k) at a rate of 6.5% would cost you $17,900 over the same period. Typically, you can take $50,000 maximum, but you have to pay it back within five years ...