Are personal loans taxable? Find out how the IRS treats personal loans and when you might need to report them on your taxes ...

Not all personal loan lenders charge a prepayment penalty. In fact, some — like LightStream and Discover — don't charge any additional fees at all. Be sure to read the loan agreement so you're ...

Just keep in mind that Upgrade personal loans have an origination fee of up to 9.99%, which is deducted directly from your loan proceeds. So, if you know you'll need $1,000, you should account for ...

If $500 goes toward a personal loan payment, and you spend an additional $300 on an auto loan payment, your DTI would be 40%. Once you pay off the auto loan, it will be 25%.

Can’t pay your tax bill? Compare the costs of an IRS payment plan and a personal loan to see what’s right for you.

From June 23 to June 28, the average fixed interest rate on a three-year personal loan was 13.87% for borrowers with a credit score of at least 720 who prequalified on Credible.com’s personal ...

Even if you already have a personal loan, you can borrow more through a top-up. It’s a quick way to access extra funds with minimal paperwork during times of emergencies.

Rates on personal loans dropped last week. This means if you’re in the market for a personal loan, whether to finance a project or major purchase, you can grab a worthwhile interest rate, so ...

V. Higher education: Typically, one could take education loan for higher education but if it falls short, there is no harm in taking a personal loan.

5. One of the key goals to prepay partial personal loan is to reduce your monthly obligations. But before doing that, one should make sure that one doesn’t have better investment opportunities ...

If you're shopping for a personal loan this week, here's the good news: 3-year loan rates dipped slightly, while 5-year rates inched up, breaking a monthlong streak of mostly falling rates ...