Use this smarter strategy instead of a personal loan to avoid interest charges and potentially save thousands in 2025.

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

When you shouldn't take out a personal loan to pay off debt If you're still actively accumulating debt and haven't addressed the root causes of your spending habits, a personal loan is likely to ...

Personal loans were not immune from recent interest rate hikes. Here's when experts think they could drop again.

I took out a $15,000 personal loan to install solar panels on my home. Now I'm saving $6,000 a year.

Experts say waiting it out is your best move -- in most cases. But there are things you should do while you wait. Rebecca Safier is a personal finance writer and certified student loan counselor ...