Two of the most common ways to consolidate debts are balance transfer credit cards and personal loans. Both can help you save money and simplify payments, but which one works best will depend on ...

In most cases, personal loan interest isn’t tax-deductible, unless the loan is used for specific purposes such as for business or investment expenses. Try This: 5 Subtly Genius Moves All Wealthy ...

Before you apply for a personal loan, consider prequalification. It’s a great way to explore personal loan offers without hurting your credit score, allowing you to shop for the best deal. Keep in ...

Americans are increasingly relying on personal loans to — at least temporarily — solve their financial woes. But is that a good idea? Many personal loan myths might deter you from this type of loan.

Some personal loans charge no origination fee, but compare interest rates and other terms to get a good deal ...

Borrowing money always comes with a series of related questions. Where should the money be borrowed from? How much should be borrowed? What borrowing tool should be used? And, perhaps most importantly ...

Online lenders tend to offer the lowest rates, but you'll want to thoroughly research your options. If your bank or credit union's offer is close to the best, you may be more comfortable going with it ...

CreditNinja reports options for loans if denied approval, such as personal loans, peer-to-peer lending, and employer advances, while cautioning against payday loans.

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Some online lenders, credit unions and banks offer small personal loans of $1,000 or less to cover urgent expenses. This page includes information about these cards, currently unavailable on ...